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The Government of India has started PM Jeevan Jyoti Bima Yojana, a scheme with a cheap premium for the poor and weaker sections of the country to take advantage of insurance.

Under the Pradhan Mantri Jeevan Jyoti Bima Yojana, you can take a term insurance of Rs 2 lakh for just Rs 330, this is a life insurance plan for one year which can be renewed every year.

The time period of one year in PMJJBY scheme is from 1st June to 31st May and one thing should be kept in mind that in this scheme there should be a savings bank account and that account holder is giving his consent for the auto debit facility. 

PMJJBY was started by the Central Government on 9 May 2015 to provide the benefits of the policy to the citizens of the country, and this scheme is offered by Life Insurance Corporation (LIC) and other private insurance companies through public and private sector banks. is being done.

If the people participating under this scheme die due to any reason till the age of 55 years, then under PMJJBY, their family’s nominee will be given life insurance of Rs 2 lakh by the government.

Who can exploit Pradhan Mantri Jeevan Jyoti Bima Yojana,

• the age of the citizens taking the policy under the scheme should be only 18 to 50 years.
• The policy holder will have to pay a premium of Rs.330 per annum.
• It is obligatory for the policyholder to have a bank account.
• You do not need to undergo any kind of medical examination to buy the plan.
• The enrollment period of the scheme is from 1st June to 31st May.

Documents Required for PMJJBY

• Aadhar Card
• Identity Card
• Bank Account Passbook
• Mobile Number
• Passport Size Photo

Step by step instructions to Apply for Pradhan Mantri Jeevan Jyoti Bima Yojana

Most importantly the candidate needs to go to the official website.

After visiting the official website, PMJJBY Application Form PDF has to be downloaded.

After downloading the PDF, you have to fill in all the information asked in the form.

After filling all the information, you can deposit it in your bank if not LIC or any other private insurance company.

In this way your application in PM Jeevan Jyoti Bima Yojana will be completed.

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